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SILVER COVER
Motorplan Silver/Silver Plus Warranty Summary of Cover
The following is a summary of cover relating to this warranty. A copy of the full terms is available on request.The level of cover you have chosen will be detailed on the Schedule.
This insurance is underwritten by London General Insurance
Eligibility
Applicable to vehicles of any age and any mileage costing over £1500 at the date of inception
BENEFITS What parts are covered
We insure you against loss due to mechanical breakdown occurring during the cover period detailed on your schedule to those items specifically listed. All parts not listed are excluded from the Plan.
Engine
Rocker assembly, inlet and exhaust valves, valve guides and springs (excluding burnt valves and decokes), cylinder head (excluding cracks and overheating damage), head gasket, head bolts, push rods, camshaft and cam followers, timing gears, chains and tensioner, oil pump, pistons and rings, cylinder bores, gudgeon pins, con rods and bearings, crankshaft and bearings, oil seals and bushes, inlet and exhaust manifolds, flywheel and ring gear, distributor drive, oil cooler.
Timing Belts
Timing Belts are covered provided there is proof that Manufacturer's replacement recommendations have been complied with and they are free from oil contamination.
Turbo
The complete unit (including the wastegate, provided it is an integral part of the turbo unit and cannot be purchased separately). Please note the above cover only applies to Turbo Units fitted as part of the Manufacturer's original specifications.
Gearboxes Manual
All internal failures of gears, shafts, synchromesh hubs, selectors, seals and bushes, bearings, speedometer drive, overdrive units (when fitted), solenoid, transfer box.
Automatics
All internal failures of gears, oil pump, seals, shafts, bushes, clutches, brake bands, bearings, governors, servos, torque convertor, drive plate, valve block, computer governor, modulator valve, speedometer drive.
Continuous Variable Transmissions CTX/CVT
All internal failures of clutches, planetary gears, reduction gears, shafts, variable pulleys, thrust link drives, internal seals, bushes and bearings.
Drive System (Front/Rear)
Crown wheel and pinion, half shafts, half shaft oil seals, bearings, planet gears, bevel gears, rear external drive shafts, constant velocity joints, 4 wheel drive units.
Electrics
Starter/solenoid, alternator, regulator, coil.
Brakes
Master cylinder.
Steering
Manual rack and pinion, steering column, steering box, idler box.
Cooling System
Water pump.
Casings
Cylinder block, gearbox, and axle if they have been damaged by a mechanical breakdown of one of the parts insured.
In addition to the cover provided by the Silver Plan, Silver Plus will also cover the following items:
Brake System
Brake Servo, Wheel Cylinders, Front Disc Calipers.
Clutch
Centre plate, pressure plate, thrust bearing, clutch fork.
Radiator
Steering
Power Steering Rack and Pump
Fuel System
Mechanical/Electrical Fuel Pump.
Air conditioning (factory fitted)
Pump, evaporator, condenser, magnetic clutch and valves.
Electronic control unit
Ignition system, fuel system, transmission system.
ABS
ABS computer, sensors, pumps.
Electrics
Electric Window Motor.
Various items not insured
(Applies to Silver and Silver Plus)
Air-conditioning re-charging, anti-freeze, lubricants, filters, transmission fluids, external oil leaks, serviceable and ancillary parts such as plugs, points, condenser, distributor cap, rotor arm, core plugs and any parts not listed as being covered by the Warranty.
Extensions to Cover
In the event of a claim being accepted by us you may, if applicable, claim the following benefits, the maximum we will pay shall not exceed the claim limit detailed on your schedule and provided that prior authorisation is given by the administrator.
Vehicle Hire
In respect of car hire, up to £25 per day (including VAT) for a maximum of 7 days. Car hire is only available when the manufacturer's recommended repair time exceeds 8 hours. The period of hire does not include delays awaiting start of repairs or delivery of parts.
Recovery
Towing charges up to an amount of £25 per occurrence (inclusive of VAT).
Overnight Accommodation
In respect of overnight accommodation, up to £50 per occurrence (including VAT) provided that:
- mechanical breakdown occurs outside a 50 mile radius of your address or intended overnight accommodation; and
- the insured vehicle cannot be repaired during the day of the mechanical breakdown; and
- a relief vehicle is not available.
Continental Use
Cover is extended whilst the insured vehicle is in any country of the EU or EFTA for a period of not more than 60 days in any 12 month period, the amount we will pay is restricted to the equivalent United Kingdom rate for labour charges and parts at manufacturer's list prices which are current at the date of the claim.
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